Currency Converter Using the Latest ECB Rates
Convert amounts between major currencies using the latest available reference exchange rates.
Currency Converter
Latest available reference exchange rates from the European Central Bank via frankfurter.app, published once per business day — not real-time market pricing, and usually different from the rate your bank or card issuer will actually give you.
A currency converter turns an amount in one currency into its equivalent in another using the current exchange rate — useful for travel, online shopping and comparing prices or salaries across countries, even though the number you see here won't be exactly what your bank or card charges you.
What is a currency converter, and where do these exchange rates come from?
It's a tool that converts an amount from one currency into another using an exchange rate — select the currency you have, the currency you want, and enter the amount. This calculator uses live reference rates from the European Central Bank via the frankfurter.app API, the same reference source central banks and financial sites commonly rely on, rather than a rate set by any single bank or broker.
How often are rates updated, and why does the converted amount keep changing?
The ECB publishes reference rates once per business day, around 16:00 CET, and this tool fetches the latest available rate each time you change currencies — but currency markets themselves trade continuously worldwide, so the underlying rates shift constantly with supply, demand and news, which is why the number you see today won't necessarily match tomorrow.
Can you use this for the exact rate your bank will give you, and does it include fees?
No — this shows the mid-market reference rate only, without any markup. Banks, card networks and currency exchange services each typically add their own margin or spread on top of that reference rate, and none of those fees are reflected here, so the amount you actually receive or pay through a real provider will differ, sometimes significantly depending on the provider.
Why do exchange rates float and change constantly today, instead of staying fixed?
For nearly three decades after World War II, they didn't — in July 1944, representatives from 44 nations met at the Bretton Woods conference in New Hampshire and agreed to peg major currencies to the U.S. dollar, with the dollar itself fixed to gold at $35 an ounce, giving the world a stable, largely unchanging system of exchange rates. That system ended abruptly on August 15, 1971, when President Nixon suspended the dollar's convertibility to gold — a move later nicknamed the "Nixon Shock" — in response to mounting inflation and pressure on U.S. gold reserves. Within two years, the world's major currencies had shifted to the freely floating exchange rates still used today, which is exactly why a currency converter needs to check for a fresh rate constantly rather than using one fixed number forever.
Is Currency Converter free to use?
Yes. Currency Converter is completely free, with no sign-up and no usage limits.
Do I need to install any software?
No installation is required. Currency Converter runs in your browser and fetches up-to-date public data from our server to show accurate results.
Is my data kept private?
No personal file or text is uploaded. We only request the public data needed to show your result (such as exchange rates, official statistics, or location data).